The Best Dog Insurance Plan
On The Market Is Here
Who offers the best dog insurance?
Prudent Pet and here’s why:
Quality
At PawsitiveHealth we believe in quality over quantity and Prudent Pet is just that. Prudent Pet’s insurance plans are underwritten by a strong company and offer broad coverage. They also offer many benefits such as 24/7 vet chat and responsive customer service
Positive Reputation
With an A + rating on Better Business Bureau and an outstanding 190 4.8 average rating on Google, Prudent Pet has established itself as a trusted pet insurance company.
Comprehensive Coverage
Many pet insurance plans include large amounts of exclusions and limitations. Prudent Pet’s pet insurance plans do contain exclusions and limitations, however, its limited list of exclusions and limitations means broader coverage. They also offer additional coverages such as a mortality benefit, advertising and reward benefit, and vacation cancellation benefit.
Dog Insurance
Insurance Company
Reimbursement
Anual Limit
Deductible
Waiting Period
Best Dog Insurance 2024
70%, 80%, 90%
$2500,10k or unlimited
$100, $250, $500, $1000
Accidental Injuries 3 days
Illness 4 days
Cruciate Ligament Events:
6 months
Plan Details
What's Covered
Hereditary Conditions
Congenital Conditions
Continual Chronic Conditions
Diagnostics & Laboratory testing
Accidents & accidental Injuries
Illness
End of Life: Euthanasia Alternative Therapy Behavioral Disorder(s)
Mortality Benefit
Vacation Cancellation Benefit
Advertising & Reward
What's Not Covered
Pre-existing conditions
Elective or Specialty Procedures
Obedience or training classes
Add-Ons
Veterinary Exam Fees
Key Benefits
Flexible Plans
Multi-pet discounts
Unlimited 24/7 vet chat
Great accident & Illness coverage
30 day money back guarantee*
Choice of vet in US, Canada
Any region under US control
5.0/5.0
Reimbursement
Annual limit
Deductible
70%, 80%, 90%
$2500,10k Or Unlimited
$100, $250, $500, $1000
Plan Details
What's Covered
- Hereditary Conditions
- Congenital Conditions
- Continual Coverage for Chronic Conditions
- End of Life: Euthanasia
- Diagnostics and Laboratory Testing
- Accidents and Accidental Injuries
- Alternative Therapy
- Behavioral Disorder(s)
- Mortality Benefit
- Vacation Cancellation Benefit
- Advertising & Reward
What's Not Covered
- Pre-Existing Conditions
- Training / Obedience Classes
- Cosmetic or Elective Procedures
Add-Ons
- Veterinary Exam Fees
Key Benefits
- Flexible Plans
- Multi-pet discounts
- Unlimited 24/7 vet chat
- Great accident & Illness coverage
- 30 day money back guarantee*
- Choice of vet in US, Canada Any region under US control
*Must be claim-free. Before canceling consult the free-look section and your policy for additional terms and conditions.
Scroll to the right to compare plans
Comparison |  | Trupanion | Healthy Paws | Pets Best | Embrace |
Unlimited 24/7 Live Vet Chat |  |  | | | |
Hereditary Conditions | | | | | |
Congenitial Conditions | | | | | |
Lightening-Fast Reimbursement | | | | | |
Wellness Options | | | | | |
Customer Rating | 4.8 | 3.9 | 4.3 | 3.9 | 4.0 |
Dog Insurance FAQ
How much does dog insurance cost?
The cost can vary widely based on factors such as your dog’s age, breed, health, and the coverage level you choose. On average, premiums can range from $30 to $70 per month.
What does dog pet insurance cover?
Coverage varies by plan but often includes accidents, illnesses, diagnostics, hospitalizations, and surgeries.
How can I save on pet insurance for my dog?
To save on your dog’s pet insurance, consider increasing your deductible, opting for a plan with fewer coverage options, or taking advantage of discounts offered for multiple pets or annual payments.
Can I get insurance for a senior dog?
Most likely, there are only a few insurers that may decline enrollment due to reaching a certain age. However, a majority of insurers offer policies for senior dogs, but premiums may be higher due to increased health risks associated with older pets. Get a quote from Prudent.
What is the difference between accident-only and comprehensive coverage?
Accident-only coverage can pay for injuries resulting from accidents, while comprehensive coverage includes both accidents and illnesses, providing broader protection.