The Best Cat Insurance Plan
On The Market Is Here
Who offers the best cat insurance?
Odie Pet Insurance and here’s why:
Affordable plans
Through innovation and industry experience, Odie Pet Insurance has found a way to offer affordable pet insurance plans without sacrificing quality. Depending on the coverage options you choose and your pet’s demographics, you could find a plan as low as $18/month.
Dental Care
Dental care in cats is extremely difficult. Leading to around 70% of felines developing some level of periodontal disease by age two. Odie Pet Insurance offers broad dental care coverage. Insurance plans tend to have a plethora of exclusions and limitations regarding dental coverage, however, Odie Pet Insurance offers a more broad dental coverage without as many exclusions and limitations. Odie Pet Insurance’s dental coverage can help encourage healthy oral health.
Cat Insurance
Insurance Company
Reimbursement
Anual Limit
Deductible
Waiting Period* (Ca Residents)
Best Cat Insurance 2024
90%
$10,000 or $40,000
$250 or $500
Accidental Injuries 3 days
Illness 14 days
Cruciate Ligament Events:
6 months
Plan Details
What's Covered
Hereditary Conditions
Congenital Conditions
Continual Coverage for
Chronic Conditions
Cancer treatments
Diagnostics & Laboratory testing
Accidents & accidental Injuries
Illness
Dental Disease & Fractures
What's Not Covered
Add-Ons
Office visit & exam fees
Take home prescription medication
Rehabilitation services
Key Benefits
Great Dental Coverage
Affordable Plans
Choice of any vet in US, Canada and, any region under US control
30 day Money back guarantee*
Multi-pet discounts
Unlimited 24/7 vet chat
5.0/5.0
Reimbursement
Annual limit
Deductible
90%
$10,000 or $40,000
$250 or $500
Plan Details
What's Covered
- Hereditary Conditions
- Congenital Conditions
- Continual Coverage for Chronic Conditions
- Cancer Treatments
- Diagnostics and Laboratory Testing
- Accidents and Accidental Injuries
- Illness
- Dental Disease and Fractures
What's Not Covered
- Pre-Existing Conditions
- Training / Obedience Classes
- Cosmetic or Elective Procedures
- Boarding
- Preventative Care
- Breeding, Pregnancy, Birth Expenses
- Prescription Food
- Biohazard Fees
Add-Ons
- Office Vist & Exam Fees
- Take Home Prescription Medication
- Rehabilitation Services
Key Benefits
- Great Dental Coverage
- Affordable Plans
- Choice of Any Vet In US, Canada or Any Region Under US Control
- 30 Day Money Back Guarantee*
- Multi-Pet Discounts
- Unlimited 24/7 Vet Chat
*Risk-free cancellation terms may vary by state. Must be claim-free.
Scroll to the right to compare plans
Comparison | ![]() | Trupanion | Healthy Paws | Pets Best | Embrace |
Unlimited 24/7 Live Vet Chat | ![]() | ![]() | ![]() | ![]() | ![]() |
Hereditary Conditions | ![]() | ![]() | ![]() | ![]() | ![]() |
Congenitial Conditions | ![]() | ![]() | ![]() | ![]() | ![]() |
Comprehensive Dental Coverage | ![]() | ![]() | ![]() | ![]() | ![]() |
Multiple Pet Discounts | ![]() | ![]() | ![]() | ![]() | ![]() |
Money Back Guaranteed | 30 Days | 30 Days | 30 Days | 30 Days | 30 Days |
Cat Insurance FAQ
How much does cat pet insurance cost?
The cost of cat pet insurance can vary widely based on factors such as your cat’s age, breed, health history, and the coverage options you choose. On average, you might expect to pay between $18 to $35 per month, but it can be higher for older or high-risk breeds.
How can I save on pet insurance for my cat?
To save on your cats’ pet insurance, consider increasing your deductible, opting for a plan with fewer coverage options, or taking advantage of discounts offered for multiple pets or annual payments. Get A Quote.
Does the breed of my cat affect my insurance premium?
Yes, the breed of your cat can impact your insurance premium. Certain breeds are prone to specific health issues, which may lead to higher premiums.
Can I get pet insurance for a senior cat?
Yes, many insurance providers offer coverage for senior cats, although premiums may be higher due to the increased likelihood of health issues.

